Financial Model to Help Decide to Pay Off All Debt or Invest That Money Instead

This is something individuals and businesses alike often think about when deciding what is the most financially sound thing to do. Anybody that has ever had a loan has come across this decision to some degree. You will see the logic can get complex when actually trying to build something that shows an accurate apples to apples comparison.

Loan Payback Optimizer: Excel Model - How Extra Principal Payments Can Save Money

If you are trying to solve for the savings of paying extra principal on loans over time, this will help. The financial model done here will tell you the effect of adding an extra amount of cash to your regular debt service payments of standard principal and interest loans.

An Income Generating Retirement Plan - Excel Financial Model

If you were trying to do the math on if your investments were going to generate enough annual income for you to live off of, you may find that this tool will help you in retirement planning. The type of investments this is geared for are those that produce income that is spendable each year up to 50 years. There is logic to adjust for inflation as well.

12-Month Inventory Re-Stocking and Cash Flow Planning Excel Tool

Inventory is hard. My previous inventory management templates were good at tracking the current state of inventory. This new tool is more of a cash management planner in order to help you know how much cash you need in order to keep up with your product sales forecast. You will also see the amount of reserve/buffer available over time for each SKU.