This is something individuals and businesses alike often think about when deciding what is the most financially sound thing to do. Anybody that has ever had a loan has come across this decision to some degree. You will see the logic can get complex when actually trying to build something that shows an accurate apples to apples comparison.
Loan Payback Optimizer: Excel Model - How Extra Principal Payments Can Save Money
If you are trying to solve for the savings of paying extra principal on loans over time, this will help. Here you have a financial model that quantifies the effect of adding an extra amount of cash to your regular debt service payments of standard principal and interest loans.
An Income Generating Retirement Plan - Excel Financial Model
If you were trying to do the math for figuring out if your investments were going to generate enough annual income for you to live off of, you may find that this tool will help you in retirement planning. The type of investments this is geared for are those that produce income each year. There is logic to adjust for inflation as well.
12 to 36 Month Inventory ReStocking and Cash Flow Planning Excel Tool
Inventory is difficult to work with as far as financial modeling and logic building go. This new tool is more of a cash management planner in order to help you know how much cash you need in order to keep up with your product sales forecast. You will also see the amount of reserve/buffer available over time for each SKU.
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