SmartHelping / Real-Time Cash Planning / Excel
Daily Cash Flow
See where your cash balance is headed. Update your current bank balance, outstanding receivables and payables, and expected clearing dates to project the cash available each day.
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See the template in action
Follow invoice timing through the cash forecast.
Watch the walkthrough to review the starting-balance inputs, invoice entries, projected daily cash balances and 90-day chart. Open the screenshots below for a closer look at the workbook.
What the template includes
Connect the balance today with the invoices ahead.
Refresh the inputs whenever you need a new view of expected cash. Use actual bank information and outstanding invoices to keep the analysis tied to the latest position.
Start from your current cash position
Enter the starting bank balance and current date to establish the starting point for the analysis.
Invoice-level receivables and payables
Use the invoices tab to record each expected bank-clearing date, invoice ID, description and amount for upcoming receipts and payments.
Daily projections up to 365 days ahead
Review the expected daily cash flow and future cash balances based on the balance and invoice assumptions you enter.
Automatically updating 90-day chart
See the near-term cash flow visually. The 90-day chart updates as you change the underlying inputs.
How to use the template
Keep the forecast current with a repeatable update.
The template is designed for regular updates to your cash position and invoice timing.
Enter the balance and current date
Update the starting bank balance input and enter the current date for the analysis.
Update upcoming invoices
In the invoices tab, enter receivables and payables with the expected date each item clears the bank, its invoice ID, description and amount.
Review the projected cash position
Analyze the daily cash flow projected from the inputs and review the automatically updating 90-day chart.
Refresh the plan as needed
Return daily, weekly or whenever you need a new analysis. Update the bank balance, outstanding invoices and expected clearing dates to reflect the latest information.
Who this template is for
For businesses that need a current view of cash.
Owners managing day-to-day cash
Review expected receipts and payments when cash reserves are tight or the timing of invoices matters to the next spending decision.
Finance teams planning upcoming expenditures
Use the projected cash balances to inform discussions about larger payments, working capital and planned growth.
Also available in these bundles
Need more cash flow and planning tools?
This template is included in the Accounting and Construction collections, as well as the Super Smart Bundle.
Accounting Templates
Explore spreadsheets for cash flow, budgeting, receivables, payables and financial reporting.
View the Accounting bundleConstruction Templates
Explore financial models and planning tools for construction businesses and projects.
View the Construction bundleSuper Smart Bundle
Access the complete public SmartHelping template collection across industries and financial-analysis needs.
View the Super Smart BundleQuestions before you buy
A few useful details.
Does the template forecast 90 days or 365 days?
The daily expected cash flow extends up to 365 days ahead. The visual cash flow chart focuses on the next 90 days.
What do I enter to start the forecast?
Enter the starting bank balance, current date and upcoming receivables and payables in the invoices tab.
Which details are required for each invoice?
Enter its expected bank-clearing date, invoice ID, description and amount.
How do I keep the forecast current?
Update the current cash balance and outstanding invoices, including the expected clearing dates. The projected cash flow and chart recalculate from those inputs.
How often can I update it?
Use it daily, weekly or whenever you want to run a fresh cash flow analysis.
Is the template included in a bundle?
Yes. It is included in the Accounting and Construction bundles and in the Super Smart Bundle linked above.
Keep the next cash decision in view
Turn invoice timing into a daily cash forecast.
Get the Excel template for a one-time purchase of $45.
